LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,325
−HK$4,786/mo
▼ 0.25% · 3.875%
HK$78,699
−HK$2,412/mo
Today · 4.125%
HK$81,111
baseline
▲ 0.50% · 4.625%
HK$86,047
+HK$4,936/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,222/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,911
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$87,188
−HK$2,310/mo
Today · 4.125%
HK$89,498
baseline
▲ 0.50% · 4.625%
HK$94,216
+HK$4,718/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$178,996/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,590
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,439
−HK$2,895/mo
Today · 4.125%
HK$97,334
baseline
▲ 0.50% · 4.625%
HK$103,256
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,668/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,893
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,626
−HK$2,772/mo
Today · 4.125%
HK$107,398
baseline
▲ 0.50% · 4.625%
HK$113,059
+HK$5,661/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,796/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,855
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,179
−HK$3,377/mo
Today · 4.125%
HK$113,556
baseline
▲ 0.50% · 4.625%
HK$120,465
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,112/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,875
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$122,063
−HK$3,235/mo
Today · 4.125%
HK$125,298
baseline
▲ 0.50% · 4.625%
HK$131,902
+HK$6,604/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,596/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,385
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,658
−HK$4,342/mo
Today · 4.125%
HK$146,000
baseline
▲ 0.50% · 4.625%
HK$154,884
+HK$8,884/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$292,000/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,839
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$156,939
−HK$4,158/mo
Today · 4.125%
HK$161,097
baseline
▲ 0.50% · 4.625%
HK$169,589
+HK$8,492/mo
Deposit HK$3.35M · loan HK$30.12M · min. income ≈ HK$322,194/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,565 · Scale 2, in force from 26 Feb 2026)