LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,328
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,702
−HK$2,413/mo
Today · 4.125%
HK$81,115
baseline
▲ 0.50% · 4.625%
HK$86,050
+HK$4,935/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,230/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,914
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,192
−HK$2,310/mo
Today · 4.125%
HK$89,502
baseline
▲ 0.50% · 4.625%
HK$94,220
+HK$4,718/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,004/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,594
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,443
−HK$2,895/mo
Today · 4.125%
HK$97,338
baseline
▲ 0.50% · 4.625%
HK$103,260
+HK$5,922/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$194,676/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,897
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,630
−HK$2,772/mo
Today · 4.125%
HK$107,402
baseline
▲ 0.50% · 4.625%
HK$113,064
+HK$5,662/mo
Deposit HK$13.39M · loan HK$20.08M · min. income ≈ HK$214,804/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,860
−HK$6,701/mo
▼ 0.25% · 3.875%
HK$110,183
−HK$3,378/mo
Today · 4.125%
HK$113,561
baseline
▲ 0.50% · 4.625%
HK$120,470
+HK$6,909/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,122/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,880
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$122,068
−HK$3,235/mo
Today · 4.125%
HK$125,303
baseline
▲ 0.50% · 4.625%
HK$131,908
+HK$6,605/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,606/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,391
−HK$8,615/mo
▼ 0.25% · 3.875%
HK$141,664
−HK$4,342/mo
Today · 4.125%
HK$146,006
baseline
▲ 0.50% · 4.625%
HK$154,891
+HK$8,885/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,012/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,846
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$156,945
−HK$4,159/mo
Today · 4.125%
HK$161,104
baseline
▲ 0.50% · 4.625%
HK$169,596
+HK$8,492/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,208/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,626 · Scale 2, in force from 26 Feb 2026)