LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,334
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,708
−HK$2,413/mo
Today · 4.125%
HK$81,121
baseline
▲ 0.50% · 4.625%
HK$86,057
+HK$4,936/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,242/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,921
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,198
−HK$2,311/mo
Today · 4.125%
HK$89,509
baseline
▲ 0.50% · 4.625%
HK$94,227
+HK$4,718/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,018/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,601
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,450
−HK$2,895/mo
Today · 4.125%
HK$97,345
baseline
▲ 0.50% · 4.625%
HK$103,268
+HK$5,923/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,690/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,905
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,638
−HK$2,772/mo
Today · 4.125%
HK$107,410
baseline
▲ 0.50% · 4.625%
HK$113,072
+HK$5,662/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,820/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,867
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$110,191
−HK$3,378/mo
Today · 4.125%
HK$113,569
baseline
▲ 0.50% · 4.625%
HK$120,479
+HK$6,910/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,138/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,889
−HK$6,423/mo
▼ 0.25% · 3.875%
HK$122,077
−HK$3,235/mo
Today · 4.125%
HK$125,312
baseline
▲ 0.50% · 4.625%
HK$131,917
+HK$6,605/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,624/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,401
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$141,675
−HK$4,342/mo
Today · 4.125%
HK$146,017
baseline
▲ 0.50% · 4.625%
HK$154,902
+HK$8,885/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,034/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,857
−HK$8,258/mo
▼ 0.25% · 3.875%
HK$156,957
−HK$4,158/mo
Today · 4.125%
HK$161,115
baseline
▲ 0.50% · 4.625%
HK$169,608
+HK$8,493/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,230/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,729 · Scale 2, in force from 26 Feb 2026)