LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,336
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,710
−HK$2,413/mo
Today · 4.125%
HK$81,123
baseline
▲ 0.50% · 4.625%
HK$86,059
+HK$4,936/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,246/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,923
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,201
−HK$2,310/mo
Today · 4.125%
HK$89,511
baseline
▲ 0.50% · 4.625%
HK$94,229
+HK$4,718/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,022/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,603
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,453
−HK$2,895/mo
Today · 4.125%
HK$97,348
baseline
▲ 0.50% · 4.625%
HK$103,271
+HK$5,923/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,696/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,908
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,641
−HK$2,772/mo
Today · 4.125%
HK$107,413
baseline
▲ 0.50% · 4.625%
HK$113,075
+HK$5,662/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,826/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,870
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$110,195
−HK$3,377/mo
Today · 4.125%
HK$113,572
baseline
▲ 0.50% · 4.625%
HK$120,483
+HK$6,911/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$227,144/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,892
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$122,081
−HK$3,235/mo
Today · 4.125%
HK$125,316
baseline
▲ 0.50% · 4.625%
HK$131,921
+HK$6,605/mo
Deposit HK$10.04M · loan HK$23.43M · min. income ≈ HK$250,632/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,405
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$141,679
−HK$4,342/mo
Today · 4.125%
HK$146,021
baseline
▲ 0.50% · 4.625%
HK$154,906
+HK$8,885/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,042/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,861
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,961
−HK$4,159/mo
Today · 4.125%
HK$161,120
baseline
▲ 0.50% · 4.625%
HK$169,613
+HK$8,493/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,240/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,770 · Scale 2, in force from 26 Feb 2026)