LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,340
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,715
−HK$2,413/mo
Today · 4.125%
HK$81,128
baseline
▲ 0.50% · 4.625%
HK$86,064
+HK$4,936/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,256/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,928
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$87,206
−HK$2,310/mo
Today · 4.125%
HK$89,516
baseline
▲ 0.50% · 4.625%
HK$94,235
+HK$4,719/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,032/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,609
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,458
−HK$2,895/mo
Today · 4.125%
HK$97,353
baseline
▲ 0.50% · 4.625%
HK$103,277
+HK$5,924/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,706/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,914
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,647
−HK$2,773/mo
Today · 4.125%
HK$107,420
baseline
▲ 0.50% · 4.625%
HK$113,082
+HK$5,662/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,840/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,877
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$110,201
−HK$3,378/mo
Today · 4.125%
HK$113,579
baseline
▲ 0.50% · 4.625%
HK$120,490
+HK$6,911/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$227,158/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,899
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$122,088
−HK$3,235/mo
Today · 4.125%
HK$125,323
baseline
▲ 0.50% · 4.625%
HK$131,929
+HK$6,606/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$250,646/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,413
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$141,687
−HK$4,343/mo
Today · 4.125%
HK$146,030
baseline
▲ 0.50% · 4.625%
HK$154,915
+HK$8,885/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,060/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,870
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,970
−HK$4,159/mo
Today · 4.125%
HK$161,129
baseline
▲ 0.50% · 4.625%
HK$169,623
+HK$8,494/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,258/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,853 · Scale 2, in force from 26 Feb 2026)