LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,344
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$78,718
−HK$2,413/mo
Today · 4.125%
HK$81,131
baseline
▲ 0.50% · 4.625%
HK$86,068
+HK$4,937/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,262/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,931
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,209
−HK$2,311/mo
Today · 4.125%
HK$89,520
baseline
▲ 0.50% · 4.625%
HK$94,239
+HK$4,719/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,040/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,612
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,462
−HK$2,895/mo
Today · 4.125%
HK$97,357
baseline
▲ 0.50% · 4.625%
HK$103,281
+HK$5,924/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,714/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,918
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,651
−HK$2,773/mo
Today · 4.125%
HK$107,424
baseline
▲ 0.50% · 4.625%
HK$113,087
+HK$5,663/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,848/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,881
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$110,206
−HK$3,377/mo
Today · 4.125%
HK$113,583
baseline
▲ 0.50% · 4.625%
HK$120,495
+HK$6,912/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$227,166/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,904
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$122,093
−HK$3,235/mo
Today · 4.125%
HK$125,328
baseline
▲ 0.50% · 4.625%
HK$131,934
+HK$6,606/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$250,656/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,418
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$141,693
−HK$4,343/mo
Today · 4.125%
HK$146,036
baseline
▲ 0.50% · 4.625%
HK$154,922
+HK$8,886/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,072/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,877
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,977
−HK$4,159/mo
Today · 4.125%
HK$161,136
baseline
▲ 0.50% · 4.625%
HK$169,630
+HK$8,494/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,272/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,912 · Scale 2, in force from 26 Feb 2026)