LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,348
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,723
−HK$2,413/mo
Today · 4.125%
HK$81,136
baseline
▲ 0.50% · 4.625%
HK$86,073
+HK$4,937/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,272/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,936
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,214
−HK$2,311/mo
Today · 4.125%
HK$89,525
baseline
▲ 0.50% · 4.625%
HK$94,244
+HK$4,719/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,050/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,618
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,467
−HK$2,896/mo
Today · 4.125%
HK$97,363
baseline
▲ 0.50% · 4.625%
HK$103,287
+HK$5,924/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,726/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,924
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,657
−HK$2,773/mo
Today · 4.125%
HK$107,430
baseline
▲ 0.50% · 4.625%
HK$113,093
+HK$5,663/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,860/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,887
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,212
−HK$3,378/mo
Today · 4.125%
HK$113,590
baseline
▲ 0.50% · 4.625%
HK$120,502
+HK$6,912/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$227,180/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,911
−HK$6,424/mo
▼ 0.25% · 3.875%
HK$122,100
−HK$3,235/mo
Today · 4.125%
HK$125,335
baseline
▲ 0.50% · 4.625%
HK$131,942
+HK$6,607/mo
Deposit HK$10.04M · loan HK$23.44M · min. income ≈ HK$250,670/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,426
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$141,701
−HK$4,343/mo
Today · 4.125%
HK$146,044
baseline
▲ 0.50% · 4.625%
HK$154,931
+HK$8,887/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$292,088/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,885
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$156,986
−HK$4,159/mo
Today · 4.125%
HK$161,145
baseline
▲ 0.50% · 4.625%
HK$169,640
+HK$8,495/mo
Deposit HK$3.35M · loan HK$30.13M · min. income ≈ HK$322,290/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,422,993 · Scale 2, in force from 26 Feb 2026)