LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,351
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,726
−HK$2,413/mo
Today · 4.125%
HK$81,139
baseline
▲ 0.50% · 4.625%
HK$86,076
+HK$4,937/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,278/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,939
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,218
−HK$2,311/mo
Today · 4.125%
HK$89,529
baseline
▲ 0.50% · 4.625%
HK$94,248
+HK$4,719/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,058/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,621
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,471
−HK$2,895/mo
Today · 4.125%
HK$97,366
baseline
▲ 0.50% · 4.625%
HK$103,291
+HK$5,925/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,732/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,927
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,661
−HK$2,773/mo
Today · 4.125%
HK$107,434
baseline
▲ 0.50% · 4.625%
HK$113,097
+HK$5,663/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,868/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,891
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,216
−HK$3,378/mo
Today · 4.125%
HK$113,594
baseline
▲ 0.50% · 4.625%
HK$120,506
+HK$6,912/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,188/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,915
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,105
−HK$3,235/mo
Today · 4.125%
HK$125,340
baseline
▲ 0.50% · 4.625%
HK$131,947
+HK$6,607/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,680/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,431
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,706
−HK$4,344/mo
Today · 4.125%
HK$146,050
baseline
▲ 0.50% · 4.625%
HK$154,936
+HK$8,886/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,100/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,891
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$156,992
−HK$4,159/mo
Today · 4.125%
HK$161,151
baseline
▲ 0.50% · 4.625%
HK$169,646
+HK$8,495/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,302/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,046 · Scale 2, in force from 26 Feb 2026)