LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,354
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,729
−HK$2,413/mo
Today · 4.125%
HK$81,142
baseline
▲ 0.50% · 4.625%
HK$86,079
+HK$4,937/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,284/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,943
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,221
−HK$2,311/mo
Today · 4.125%
HK$89,532
baseline
▲ 0.50% · 4.625%
HK$94,252
+HK$4,720/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,064/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,625
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,475
−HK$2,895/mo
Today · 4.125%
HK$97,370
baseline
▲ 0.50% · 4.625%
HK$103,295
+HK$5,925/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,740/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,932
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,665
−HK$2,774/mo
Today · 4.125%
HK$107,439
baseline
▲ 0.50% · 4.625%
HK$113,102
+HK$5,663/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,878/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,896
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$110,221
−HK$3,378/mo
Today · 4.125%
HK$113,599
baseline
▲ 0.50% · 4.625%
HK$120,511
+HK$6,912/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,198/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,920
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,110
−HK$3,235/mo
Today · 4.125%
HK$125,345
baseline
▲ 0.50% · 4.625%
HK$131,952
+HK$6,607/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,690/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,437
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,712
−HK$4,344/mo
Today · 4.125%
HK$146,056
baseline
▲ 0.50% · 4.625%
HK$154,943
+HK$8,887/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,112/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,897
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$156,998
−HK$4,160/mo
Today · 4.125%
HK$161,158
baseline
▲ 0.50% · 4.625%
HK$169,653
+HK$8,495/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,316/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,106 · Scale 2, in force from 26 Feb 2026)