LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,357
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,732
−HK$2,413/mo
Today · 4.125%
HK$81,145
baseline
▲ 0.50% · 4.625%
HK$86,083
+HK$4,938/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,290/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,947
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,225
−HK$2,311/mo
Today · 4.125%
HK$89,536
baseline
▲ 0.50% · 4.625%
HK$94,255
+HK$4,719/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,072/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,629
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,479
−HK$2,895/mo
Today · 4.125%
HK$97,374
baseline
▲ 0.50% · 4.625%
HK$103,299
+HK$5,925/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$194,748/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,936
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,670
−HK$2,773/mo
Today · 4.125%
HK$107,443
baseline
▲ 0.50% · 4.625%
HK$113,107
+HK$5,664/mo
Deposit HK$13.39M · loan HK$20.09M · min. income ≈ HK$214,886/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,900
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$110,225
−HK$3,379/mo
Today · 4.125%
HK$113,604
baseline
▲ 0.50% · 4.625%
HK$120,516
+HK$6,912/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,208/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,925
−HK$6,425/mo
▼ 0.25% · 3.875%
HK$122,115
−HK$3,235/mo
Today · 4.125%
HK$125,350
baseline
▲ 0.50% · 4.625%
HK$131,958
+HK$6,608/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,700/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,443
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,718
−HK$4,344/mo
Today · 4.125%
HK$146,062
baseline
▲ 0.50% · 4.625%
HK$154,949
+HK$8,887/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,124/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,904
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$157,005
−HK$4,160/mo
Today · 4.125%
HK$161,165
baseline
▲ 0.50% · 4.625%
HK$169,660
+HK$8,495/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,330/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,164 · Scale 2, in force from 26 Feb 2026)