LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,361
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$78,736
−HK$2,413/mo
Today · 4.125%
HK$81,149
baseline
▲ 0.50% · 4.625%
HK$86,087
+HK$4,938/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$162,298/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,951
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$87,229
−HK$2,311/mo
Today · 4.125%
HK$89,540
baseline
▲ 0.50% · 4.625%
HK$94,260
+HK$4,720/mo
Deposit HK$16.74M · loan HK$16.74M · min. income ≈ HK$179,080/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,633
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,483
−HK$2,896/mo
Today · 4.125%
HK$97,379
baseline
▲ 0.50% · 4.625%
HK$103,305
+HK$5,926/mo
Deposit HK$13.40M · loan HK$20.09M · min. income ≈ HK$194,758/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,941
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,675
−HK$2,774/mo
Today · 4.125%
HK$107,449
baseline
▲ 0.50% · 4.625%
HK$113,112
+HK$5,663/mo
Deposit HK$13.40M · loan HK$20.09M · min. income ≈ HK$214,898/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,905
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$110,231
−HK$3,378/mo
Today · 4.125%
HK$113,609
baseline
▲ 0.50% · 4.625%
HK$120,522
+HK$6,913/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,218/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,931
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,121
−HK$3,236/mo
Today · 4.125%
HK$125,357
baseline
▲ 0.50% · 4.625%
HK$131,964
+HK$6,607/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,714/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,450
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,725
−HK$4,344/mo
Today · 4.125%
HK$146,069
baseline
▲ 0.50% · 4.625%
HK$154,957
+HK$8,888/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,138/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,911
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,012
−HK$4,161/mo
Today · 4.125%
HK$161,173
baseline
▲ 0.50% · 4.625%
HK$169,668
+HK$8,495/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,346/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,236 · Scale 2, in force from 26 Feb 2026)