LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,367
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,743
−HK$2,413/mo
Today · 4.125%
HK$81,156
baseline
▲ 0.50% · 4.625%
HK$86,094
+HK$4,938/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,312/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,958
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,236
−HK$2,312/mo
Today · 4.125%
HK$89,548
baseline
▲ 0.50% · 4.625%
HK$94,268
+HK$4,720/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,096/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,641
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,491
−HK$2,896/mo
Today · 4.125%
HK$97,387
baseline
▲ 0.50% · 4.625%
HK$103,313
+HK$5,926/mo
Deposit HK$13.40M · loan HK$20.09M · min. income ≈ HK$194,774/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,949
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,684
−HK$2,773/mo
Today · 4.125%
HK$107,457
baseline
▲ 0.50% · 4.625%
HK$113,122
+HK$5,665/mo
Deposit HK$13.40M · loan HK$20.09M · min. income ≈ HK$214,914/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,914
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,240
−HK$3,379/mo
Today · 4.125%
HK$113,619
baseline
▲ 0.50% · 4.625%
HK$120,532
+HK$6,913/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,238/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,941
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,131
−HK$3,236/mo
Today · 4.125%
HK$125,367
baseline
▲ 0.50% · 4.625%
HK$131,975
+HK$6,608/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,734/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,461
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$141,737
−HK$4,344/mo
Today · 4.125%
HK$146,081
baseline
▲ 0.50% · 4.625%
HK$154,970
+HK$8,889/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,162/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,924
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,025
−HK$4,161/mo
Today · 4.125%
HK$161,186
baseline
▲ 0.50% · 4.625%
HK$169,682
+HK$8,496/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,372/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,353 · Scale 2, in force from 26 Feb 2026)