LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,370
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,746
−HK$2,413/mo
Today · 4.125%
HK$81,159
baseline
▲ 0.50% · 4.625%
HK$86,098
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,318/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,961
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,240
−HK$2,311/mo
Today · 4.125%
HK$89,551
baseline
▲ 0.50% · 4.625%
HK$94,272
+HK$4,721/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,102/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,644
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,495
−HK$2,896/mo
Today · 4.125%
HK$97,391
baseline
▲ 0.50% · 4.625%
HK$103,317
+HK$5,926/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,782/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,953
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,688
−HK$2,774/mo
Today · 4.125%
HK$107,462
baseline
▲ 0.50% · 4.625%
HK$113,126
+HK$5,664/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,924/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,918
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,244
−HK$3,379/mo
Today · 4.125%
HK$113,623
baseline
▲ 0.50% · 4.625%
HK$120,537
+HK$6,914/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,246/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,946
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,136
−HK$3,236/mo
Today · 4.125%
HK$125,372
baseline
▲ 0.50% · 4.625%
HK$131,980
+HK$6,608/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,744/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,466
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,742
−HK$4,345/mo
Today · 4.125%
HK$146,087
baseline
▲ 0.50% · 4.625%
HK$154,976
+HK$8,889/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,174/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,930
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,031
−HK$4,161/mo
Today · 4.125%
HK$161,192
baseline
▲ 0.50% · 4.625%
HK$169,689
+HK$8,497/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,384/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,408 · Scale 2, in force from 26 Feb 2026)