LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,371
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,747
−HK$2,413/mo
Today · 4.125%
HK$81,160
baseline
▲ 0.50% · 4.625%
HK$86,099
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,320/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,962
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,241
−HK$2,311/mo
Today · 4.125%
HK$89,552
baseline
▲ 0.50% · 4.625%
HK$94,273
+HK$4,721/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,104/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,645
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,496
−HK$2,896/mo
Today · 4.125%
HK$97,392
baseline
▲ 0.50% · 4.625%
HK$103,319
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,784/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,955
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,689
−HK$2,774/mo
Today · 4.125%
HK$107,463
baseline
▲ 0.50% · 4.625%
HK$113,127
+HK$5,664/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,926/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,920
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,246
−HK$3,379/mo
Today · 4.125%
HK$113,625
baseline
▲ 0.50% · 4.625%
HK$120,538
+HK$6,913/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$227,250/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,947
−HK$6,426/mo
▼ 0.25% · 3.875%
HK$122,137
−HK$3,236/mo
Today · 4.125%
HK$125,373
baseline
▲ 0.50% · 4.625%
HK$131,982
+HK$6,609/mo
Deposit HK$10.05M · loan HK$23.44M · min. income ≈ HK$250,746/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,468
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,744
−HK$4,345/mo
Today · 4.125%
HK$146,089
baseline
▲ 0.50% · 4.625%
HK$154,978
+HK$8,889/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$292,178/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,932
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,034
−HK$4,160/mo
Today · 4.125%
HK$161,194
baseline
▲ 0.50% · 4.625%
HK$169,691
+HK$8,497/mo
Deposit HK$3.35M · loan HK$30.14M · min. income ≈ HK$322,388/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,427 · Scale 2, in force from 26 Feb 2026)