LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,376
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,752
−HK$2,414/mo
Today · 4.125%
HK$81,166
baseline
▲ 0.50% · 4.625%
HK$86,105
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,332/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,968
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,247
−HK$2,312/mo
Today · 4.125%
HK$89,559
baseline
▲ 0.50% · 4.625%
HK$94,279
+HK$4,720/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,118/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,652
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,503
−HK$2,896/mo
Today · 4.125%
HK$97,399
baseline
▲ 0.50% · 4.625%
HK$103,326
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,798/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,962
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,696
−HK$2,774/mo
Today · 4.125%
HK$107,470
baseline
▲ 0.50% · 4.625%
HK$113,135
+HK$5,665/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,940/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,927
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,253
−HK$3,379/mo
Today · 4.125%
HK$113,632
baseline
▲ 0.50% · 4.625%
HK$120,547
+HK$6,915/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,264/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,955
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$122,146
−HK$3,236/mo
Today · 4.125%
HK$125,382
baseline
▲ 0.50% · 4.625%
HK$131,991
+HK$6,609/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,764/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,478
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,754
−HK$4,345/mo
Today · 4.125%
HK$146,099
baseline
▲ 0.50% · 4.625%
HK$154,988
+HK$8,889/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,198/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,942
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,044
−HK$4,161/mo
Today · 4.125%
HK$161,205
baseline
▲ 0.50% · 4.625%
HK$169,703
+HK$8,498/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,410/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,524 · Scale 2, in force from 26 Feb 2026)