LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,378
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,754
−HK$2,414/mo
Today · 4.125%
HK$81,168
baseline
▲ 0.50% · 4.625%
HK$86,107
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,336/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,970
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,249
−HK$2,312/mo
Today · 4.125%
HK$89,561
baseline
▲ 0.50% · 4.625%
HK$94,281
+HK$4,720/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,122/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,654
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,505
−HK$2,896/mo
Today · 4.125%
HK$97,401
baseline
▲ 0.50% · 4.625%
HK$103,328
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,802/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,964
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,699
−HK$2,774/mo
Today · 4.125%
HK$107,473
baseline
▲ 0.50% · 4.625%
HK$113,138
+HK$5,665/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,946/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,929
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$110,256
−HK$3,379/mo
Today · 4.125%
HK$113,635
baseline
▲ 0.50% · 4.625%
HK$120,549
+HK$6,914/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,270/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,958
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$122,148
−HK$3,237/mo
Today · 4.125%
HK$125,385
baseline
▲ 0.50% · 4.625%
HK$131,994
+HK$6,609/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,770/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,481
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,757
−HK$4,345/mo
Today · 4.125%
HK$146,102
baseline
▲ 0.50% · 4.625%
HK$154,992
+HK$8,890/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,204/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,946
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,048
−HK$4,161/mo
Today · 4.125%
HK$161,209
baseline
▲ 0.50% · 4.625%
HK$169,707
+HK$8,498/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,418/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,557 · Scale 2, in force from 26 Feb 2026)