LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,380
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$78,756
−HK$2,413/mo
Today · 4.125%
HK$81,169
baseline
▲ 0.50% · 4.625%
HK$86,108
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,338/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,972
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$87,251
−HK$2,311/mo
Today · 4.125%
HK$89,562
baseline
▲ 0.50% · 4.625%
HK$94,283
+HK$4,721/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,124/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,656
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,507
−HK$2,896/mo
Today · 4.125%
HK$97,403
baseline
▲ 0.50% · 4.625%
HK$103,330
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,806/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,966
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,701
−HK$2,774/mo
Today · 4.125%
HK$107,475
baseline
▲ 0.50% · 4.625%
HK$113,140
+HK$5,665/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,950/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,932
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$110,258
−HK$3,379/mo
Today · 4.125%
HK$113,637
baseline
▲ 0.50% · 4.625%
HK$120,552
+HK$6,915/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,274/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,960
−HK$6,427/mo
▼ 0.25% · 3.875%
HK$122,151
−HK$3,236/mo
Today · 4.125%
HK$125,387
baseline
▲ 0.50% · 4.625%
HK$131,997
+HK$6,610/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,774/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,483
−HK$8,622/mo
▼ 0.25% · 3.875%
HK$141,760
−HK$4,345/mo
Today · 4.125%
HK$146,105
baseline
▲ 0.50% · 4.625%
HK$154,995
+HK$8,890/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,210/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,949
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,051
−HK$4,161/mo
Today · 4.125%
HK$161,212
baseline
▲ 0.50% · 4.625%
HK$169,710
+HK$8,498/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,424/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,584 · Scale 2, in force from 26 Feb 2026)