LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,385
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,761
−HK$2,414/mo
Today · 4.125%
HK$81,175
baseline
▲ 0.50% · 4.625%
HK$86,114
+HK$4,939/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,350/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,977
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,256
−HK$2,312/mo
Today · 4.125%
HK$89,568
baseline
▲ 0.50% · 4.625%
HK$94,290
+HK$4,722/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,136/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,662
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,513
−HK$2,897/mo
Today · 4.125%
HK$97,410
baseline
▲ 0.50% · 4.625%
HK$103,337
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,820/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,973
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,708
−HK$2,774/mo
Today · 4.125%
HK$107,482
baseline
▲ 0.50% · 4.625%
HK$113,148
+HK$5,666/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,964/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,939
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$110,265
−HK$3,380/mo
Today · 4.125%
HK$113,645
baseline
▲ 0.50% · 4.625%
HK$120,560
+HK$6,915/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,290/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,968
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,159
−HK$3,237/mo
Today · 4.125%
HK$125,396
baseline
▲ 0.50% · 4.625%
HK$132,006
+HK$6,610/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,792/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,493
−HK$8,622/mo
▼ 0.25% · 3.875%
HK$141,770
−HK$4,345/mo
Today · 4.125%
HK$146,115
baseline
▲ 0.50% · 4.625%
HK$155,006
+HK$8,891/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,230/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,959
−HK$8,264/mo
▼ 0.25% · 3.875%
HK$157,062
−HK$4,161/mo
Today · 4.125%
HK$161,223
baseline
▲ 0.50% · 4.625%
HK$169,722
+HK$8,499/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,446/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,681 · Scale 2, in force from 26 Feb 2026)