LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,389
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$78,765
−HK$2,414/mo
Today · 4.125%
HK$81,179
baseline
▲ 0.50% · 4.625%
HK$86,119
+HK$4,940/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,358/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,982
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,261
−HK$2,312/mo
Today · 4.125%
HK$89,573
baseline
▲ 0.50% · 4.625%
HK$94,295
+HK$4,722/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,146/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,667
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,518
−HK$2,897/mo
Today · 4.125%
HK$97,415
baseline
▲ 0.50% · 4.625%
HK$103,342
+HK$5,927/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,830/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,978
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,713
−HK$2,775/mo
Today · 4.125%
HK$107,488
baseline
▲ 0.50% · 4.625%
HK$113,154
+HK$5,666/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,976/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,944
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,271
−HK$3,380/mo
Today · 4.125%
HK$113,651
baseline
▲ 0.50% · 4.625%
HK$120,566
+HK$6,915/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,302/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,975
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,166
−HK$3,237/mo
Today · 4.125%
HK$125,403
baseline
▲ 0.50% · 4.625%
HK$132,013
+HK$6,610/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,806/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,500
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$141,777
−HK$4,346/mo
Today · 4.125%
HK$146,123
baseline
▲ 0.50% · 4.625%
HK$155,014
+HK$8,891/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,246/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,967
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$157,070
−HK$4,162/mo
Today · 4.125%
HK$161,232
baseline
▲ 0.50% · 4.625%
HK$169,731
+HK$8,499/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,464/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,757 · Scale 2, in force from 26 Feb 2026)