LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,394
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,771
−HK$2,414/mo
Today · 4.125%
HK$81,185
baseline
▲ 0.50% · 4.625%
HK$86,125
+HK$4,940/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,370/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,988
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,267
−HK$2,312/mo
Today · 4.125%
HK$89,579
baseline
▲ 0.50% · 4.625%
HK$94,301
+HK$4,722/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,158/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,673
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,525
−HK$2,897/mo
Today · 4.125%
HK$97,422
baseline
▲ 0.50% · 4.625%
HK$103,350
+HK$5,928/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,844/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,985
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,721
−HK$2,774/mo
Today · 4.125%
HK$107,495
baseline
▲ 0.50% · 4.625%
HK$113,162
+HK$5,667/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,990/mo (50% DSR)
Upfront cash ≈ HK$14.82M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,952
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,279
−HK$3,380/mo
Today · 4.125%
HK$113,659
baseline
▲ 0.50% · 4.625%
HK$120,575
+HK$6,916/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,318/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,983
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,174
−HK$3,237/mo
Today · 4.125%
HK$125,411
baseline
▲ 0.50% · 4.625%
HK$132,022
+HK$6,611/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,822/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,510
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$141,787
−HK$4,346/mo
Today · 4.125%
HK$146,133
baseline
▲ 0.50% · 4.625%
HK$155,025
+HK$8,892/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,266/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,978
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$157,081
−HK$4,162/mo
Today · 4.125%
HK$161,243
baseline
▲ 0.50% · 4.625%
HK$169,742
+HK$8,499/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,486/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,856 · Scale 2, in force from 26 Feb 2026)