LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,397
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,773
−HK$2,415/mo
Today · 4.125%
HK$81,188
baseline
▲ 0.50% · 4.625%
HK$86,128
+HK$4,940/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,376/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,991
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$87,270
−HK$2,312/mo
Today · 4.125%
HK$89,582
baseline
▲ 0.50% · 4.625%
HK$94,305
+HK$4,723/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,164/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,676
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,528
−HK$2,897/mo
Today · 4.125%
HK$97,425
baseline
▲ 0.50% · 4.625%
HK$103,353
+HK$5,928/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,850/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,989
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,724
−HK$2,775/mo
Today · 4.125%
HK$107,499
baseline
▲ 0.50% · 4.625%
HK$113,165
+HK$5,666/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$214,998/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,956
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$110,282
−HK$3,381/mo
Today · 4.125%
HK$113,663
baseline
▲ 0.50% · 4.625%
HK$120,579
+HK$6,916/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,326/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,987
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$122,178
−HK$3,237/mo
Today · 4.125%
HK$125,415
baseline
▲ 0.50% · 4.625%
HK$132,026
+HK$6,611/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,830/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,514
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,792
−HK$4,346/mo
Today · 4.125%
HK$146,138
baseline
▲ 0.50% · 4.625%
HK$155,030
+HK$8,892/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$292,276/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,983
−HK$8,265/mo
▼ 0.25% · 3.875%
HK$157,086
−HK$4,162/mo
Today · 4.125%
HK$161,248
baseline
▲ 0.50% · 4.625%
HK$169,748
+HK$8,500/mo
Deposit HK$3.35M · loan HK$30.15M · min. income ≈ HK$322,496/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,423,904 · Scale 2, in force from 26 Feb 2026)