LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,405
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,781
−HK$2,415/mo
Today · 4.125%
HK$81,196
baseline
▲ 0.50% · 4.625%
HK$86,136
+HK$4,940/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,392/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,999
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,279
−HK$2,312/mo
Today · 4.125%
HK$89,591
baseline
▲ 0.50% · 4.625%
HK$94,314
+HK$4,723/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,182/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,685
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,537
−HK$2,898/mo
Today · 4.125%
HK$97,435
baseline
▲ 0.50% · 4.625%
HK$103,364
+HK$5,929/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$194,870/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,999
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,735
−HK$2,775/mo
Today · 4.125%
HK$107,510
baseline
▲ 0.50% · 4.625%
HK$113,177
+HK$5,667/mo
Deposit HK$13.40M · loan HK$20.10M · min. income ≈ HK$215,020/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,966
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,294
−HK$3,380/mo
Today · 4.125%
HK$113,674
baseline
▲ 0.50% · 4.625%
HK$120,591
+HK$6,917/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$227,348/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,999
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$122,190
−HK$3,238/mo
Today · 4.125%
HK$125,428
baseline
▲ 0.50% · 4.625%
HK$132,040
+HK$6,612/mo
Deposit HK$10.05M · loan HK$23.45M · min. income ≈ HK$250,856/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,528
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$141,806
−HK$4,346/mo
Today · 4.125%
HK$146,152
baseline
▲ 0.50% · 4.625%
HK$155,045
+HK$8,893/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,304/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,999
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$157,102
−HK$4,163/mo
Today · 4.125%
HK$161,265
baseline
▲ 0.50% · 4.625%
HK$169,765
+HK$8,500/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,530/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$1,424,047 · Scale 2, in force from 26 Feb 2026)