LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,409
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,786
−HK$2,415/mo
Today · 4.125%
HK$81,201
baseline
▲ 0.50% · 4.625%
HK$86,142
+HK$4,941/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,402/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,005
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,285
−HK$2,312/mo
Today · 4.125%
HK$89,597
baseline
▲ 0.50% · 4.625%
HK$94,320
+HK$4,723/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,194/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,691
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,543
−HK$2,898/mo
Today · 4.125%
HK$97,441
baseline
▲ 0.50% · 4.625%
HK$103,370
+HK$5,929/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$194,882/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,006
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,741
−HK$2,776/mo
Today · 4.125%
HK$107,517
baseline
▲ 0.50% · 4.625%
HK$113,184
+HK$5,667/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$215,034/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,973
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,301
−HK$3,380/mo
Today · 4.125%
HK$113,681
baseline
▲ 0.50% · 4.625%
HK$120,599
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,362/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,007
−HK$6,429/mo
▼ 0.25% · 3.875%
HK$122,198
−HK$3,238/mo
Today · 4.125%
HK$125,436
baseline
▲ 0.50% · 4.625%
HK$132,048
+HK$6,612/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,872/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,537
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$141,815
−HK$4,347/mo
Today · 4.125%
HK$146,162
baseline
▲ 0.50% · 4.625%
HK$155,055
+HK$8,893/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,324/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,009
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$157,112
−HK$4,163/mo
Today · 4.125%
HK$161,275
baseline
▲ 0.50% · 4.625%
HK$169,776
+HK$8,501/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,550/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,140 · Scale 2, in force from 26 Feb 2026)