LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,411
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,788
−HK$2,415/mo
Today · 4.125%
HK$81,203
baseline
▲ 0.50% · 4.625%
HK$86,144
+HK$4,941/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$162,406/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,007
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$87,286
−HK$2,313/mo
Today · 4.125%
HK$89,599
baseline
▲ 0.50% · 4.625%
HK$94,322
+HK$4,723/mo
Deposit HK$16.75M · loan HK$16.75M · min. income ≈ HK$179,198/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,693
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,546
−HK$2,897/mo
Today · 4.125%
HK$97,443
baseline
▲ 0.50% · 4.625%
HK$103,373
+HK$5,930/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$194,886/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,008
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,744
−HK$2,775/mo
Today · 4.125%
HK$107,519
baseline
▲ 0.50% · 4.625%
HK$113,187
+HK$5,668/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$215,038/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,976
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,303
−HK$3,381/mo
Today · 4.125%
HK$113,684
baseline
▲ 0.50% · 4.625%
HK$120,601
+HK$6,917/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,368/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,009
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,201
−HK$3,238/mo
Today · 4.125%
HK$125,439
baseline
▲ 0.50% · 4.625%
HK$132,051
+HK$6,612/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,878/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,540
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$141,818
−HK$4,347/mo
Today · 4.125%
HK$146,165
baseline
▲ 0.50% · 4.625%
HK$155,059
+HK$8,894/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,330/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,012
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$157,116
−HK$4,163/mo
Today · 4.125%
HK$161,279
baseline
▲ 0.50% · 4.625%
HK$169,780
+HK$8,501/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,558/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,171 · Scale 2, in force from 26 Feb 2026)