LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,414
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,791
−HK$2,415/mo
Today · 4.125%
HK$81,206
baseline
▲ 0.50% · 4.625%
HK$86,147
+HK$4,941/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,412/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,010
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,290
−HK$2,313/mo
Today · 4.125%
HK$89,603
baseline
▲ 0.50% · 4.625%
HK$94,326
+HK$4,723/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,206/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,697
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,549
−HK$2,898/mo
Today · 4.125%
HK$97,447
baseline
▲ 0.50% · 4.625%
HK$103,377
+HK$5,930/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$194,894/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,012
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,748
−HK$2,775/mo
Today · 4.125%
HK$107,523
baseline
▲ 0.50% · 4.625%
HK$113,191
+HK$5,668/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$215,046/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,980
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,308
−HK$3,380/mo
Today · 4.125%
HK$113,688
baseline
▲ 0.50% · 4.625%
HK$120,606
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,376/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,014
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,206
−HK$3,238/mo
Today · 4.125%
HK$125,444
baseline
▲ 0.50% · 4.625%
HK$132,056
+HK$6,612/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,888/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,546
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$141,824
−HK$4,347/mo
Today · 4.125%
HK$146,171
baseline
▲ 0.50% · 4.625%
HK$155,065
+HK$8,894/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,342/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,018
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$157,122
−HK$4,163/mo
Today · 4.125%
HK$161,285
baseline
▲ 0.50% · 4.625%
HK$169,787
+HK$8,502/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,570/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,228 · Scale 2, in force from 26 Feb 2026)