LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,417
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,794
−HK$2,415/mo
Today · 4.125%
HK$81,209
baseline
▲ 0.50% · 4.625%
HK$86,150
+HK$4,941/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,418/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,013
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,293
−HK$2,313/mo
Today · 4.125%
HK$89,606
baseline
▲ 0.50% · 4.625%
HK$94,329
+HK$4,723/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,212/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,700
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,553
−HK$2,898/mo
Today · 4.125%
HK$97,451
baseline
▲ 0.50% · 4.625%
HK$103,380
+HK$5,929/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$194,902/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,016
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$104,752
−HK$2,775/mo
Today · 4.125%
HK$107,527
baseline
▲ 0.50% · 4.625%
HK$113,195
+HK$5,668/mo
Deposit HK$13.40M · loan HK$20.11M · min. income ≈ HK$215,054/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,984
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$110,311
−HK$3,381/mo
Today · 4.125%
HK$113,692
baseline
▲ 0.50% · 4.625%
HK$120,610
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,384/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,018
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,210
−HK$3,238/mo
Today · 4.125%
HK$125,448
baseline
▲ 0.50% · 4.625%
HK$132,061
+HK$6,613/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,896/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,550
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$141,829
−HK$4,347/mo
Today · 4.125%
HK$146,176
baseline
▲ 0.50% · 4.625%
HK$155,070
+HK$8,894/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,352/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,023
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$157,127
−HK$4,164/mo
Today · 4.125%
HK$161,291
baseline
▲ 0.50% · 4.625%
HK$169,792
+HK$8,501/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,582/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,276 · Scale 2, in force from 26 Feb 2026)