LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,419
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,796
−HK$2,415/mo
Today · 4.125%
HK$81,211
baseline
▲ 0.50% · 4.625%
HK$86,153
+HK$4,942/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,422/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,015
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,295
−HK$2,314/mo
Today · 4.125%
HK$89,609
baseline
▲ 0.50% · 4.625%
HK$94,332
+HK$4,723/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,218/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,703
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$94,555
−HK$2,898/mo
Today · 4.125%
HK$97,453
baseline
▲ 0.50% · 4.625%
HK$103,383
+HK$5,930/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$194,906/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,018
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,755
−HK$2,775/mo
Today · 4.125%
HK$107,530
baseline
▲ 0.50% · 4.625%
HK$113,198
+HK$5,668/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$215,060/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,987
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,315
−HK$3,381/mo
Today · 4.125%
HK$113,696
baseline
▲ 0.50% · 4.625%
HK$120,614
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,392/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,022
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,214
−HK$3,238/mo
Today · 4.125%
HK$125,452
baseline
▲ 0.50% · 4.625%
HK$132,065
+HK$6,613/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,904/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,554
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$141,833
−HK$4,347/mo
Today · 4.125%
HK$146,180
baseline
▲ 0.50% · 4.625%
HK$155,075
+HK$8,895/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,360/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,028
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$157,132
−HK$4,163/mo
Today · 4.125%
HK$161,295
baseline
▲ 0.50% · 4.625%
HK$169,797
+HK$8,502/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,590/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,318 · Scale 2, in force from 26 Feb 2026)