LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,420
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,797
−HK$2,416/mo
Today · 4.125%
HK$81,213
baseline
▲ 0.50% · 4.625%
HK$86,154
+HK$4,941/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,426/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,017
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,297
−HK$2,313/mo
Today · 4.125%
HK$89,610
baseline
▲ 0.50% · 4.625%
HK$94,334
+HK$4,724/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,220/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,704
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,557
−HK$2,898/mo
Today · 4.125%
HK$97,455
baseline
▲ 0.50% · 4.625%
HK$103,385
+HK$5,930/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$194,910/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,020
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,756
−HK$2,776/mo
Today · 4.125%
HK$107,532
baseline
▲ 0.50% · 4.625%
HK$113,200
+HK$5,668/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$215,064/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,989
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,316
−HK$3,382/mo
Today · 4.125%
HK$113,698
baseline
▲ 0.50% · 4.625%
HK$120,616
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,396/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,024
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$122,216
−HK$3,238/mo
Today · 4.125%
HK$125,454
baseline
▲ 0.50% · 4.625%
HK$132,067
+HK$6,613/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,908/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,557
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$141,835
−HK$4,348/mo
Today · 4.125%
HK$146,183
baseline
▲ 0.50% · 4.625%
HK$155,078
+HK$8,895/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,366/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,030
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$157,135
−HK$4,163/mo
Today · 4.125%
HK$161,298
baseline
▲ 0.50% · 4.625%
HK$169,800
+HK$8,502/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,596/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,343 · Scale 2, in force from 26 Feb 2026)