LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,426
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,803
−HK$2,415/mo
Today · 4.125%
HK$81,218
baseline
▲ 0.50% · 4.625%
HK$86,160
+HK$4,942/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,436/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,023
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$87,303
−HK$2,313/mo
Today · 4.125%
HK$89,616
baseline
▲ 0.50% · 4.625%
HK$94,340
+HK$4,724/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,232/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,711
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,564
−HK$2,898/mo
Today · 4.125%
HK$97,462
baseline
▲ 0.50% · 4.625%
HK$103,392
+HK$5,930/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$194,924/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,028
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,764
−HK$2,776/mo
Today · 4.125%
HK$107,540
baseline
▲ 0.50% · 4.625%
HK$113,208
+HK$5,668/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$215,080/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,996
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$110,324
−HK$3,382/mo
Today · 4.125%
HK$113,706
baseline
▲ 0.50% · 4.625%
HK$120,624
+HK$6,918/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$227,412/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,032
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$122,225
−HK$3,238/mo
Today · 4.125%
HK$125,463
baseline
▲ 0.50% · 4.625%
HK$132,076
+HK$6,613/mo
Deposit HK$10.05M · loan HK$23.46M · min. income ≈ HK$250,926/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,566
−HK$8,627/mo
▼ 0.25% · 3.875%
HK$141,846
−HK$4,347/mo
Today · 4.125%
HK$146,193
baseline
▲ 0.50% · 4.625%
HK$155,089
+HK$8,896/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$292,386/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,041
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$157,146
−HK$4,164/mo
Today · 4.125%
HK$161,310
baseline
▲ 0.50% · 4.625%
HK$169,813
+HK$8,503/mo
Deposit HK$3.35M · loan HK$30.16M · min. income ≈ HK$322,620/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,444 · Scale 2, in force from 26 Feb 2026)