LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,427
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$78,804
−HK$2,415/mo
Today · 4.125%
HK$81,219
baseline
▲ 0.50% · 4.625%
HK$86,161
+HK$4,942/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,438/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,024
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,304
−HK$2,314/mo
Today · 4.125%
HK$89,618
baseline
▲ 0.50% · 4.625%
HK$94,342
+HK$4,724/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,236/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,712
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,565
−HK$2,898/mo
Today · 4.125%
HK$97,463
baseline
▲ 0.50% · 4.625%
HK$103,394
+HK$5,931/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$194,926/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,029
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,765
−HK$2,776/mo
Today · 4.125%
HK$107,541
baseline
▲ 0.50% · 4.625%
HK$113,210
+HK$5,669/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$215,082/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,998
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$110,326
−HK$3,381/mo
Today · 4.125%
HK$113,707
baseline
▲ 0.50% · 4.625%
HK$120,626
+HK$6,919/mo
Deposit HK$10.06M · loan HK$23.46M · min. income ≈ HK$227,414/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,034
−HK$6,431/mo
▼ 0.25% · 3.875%
HK$122,226
−HK$3,239/mo
Today · 4.125%
HK$125,465
baseline
▲ 0.50% · 4.625%
HK$132,078
+HK$6,613/mo
Deposit HK$10.06M · loan HK$23.46M · min. income ≈ HK$250,930/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,568
−HK$8,627/mo
▼ 0.25% · 3.875%
HK$141,847
−HK$4,348/mo
Today · 4.125%
HK$146,195
baseline
▲ 0.50% · 4.625%
HK$155,091
+HK$8,896/mo
Deposit HK$3.35M · loan HK$30.17M · min. income ≈ HK$292,390/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,043
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$157,148
−HK$4,164/mo
Today · 4.125%
HK$161,312
baseline
▲ 0.50% · 4.625%
HK$169,815
+HK$8,503/mo
Deposit HK$3.35M · loan HK$30.17M · min. income ≈ HK$322,624/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,463 · Scale 2, in force from 26 Feb 2026)