LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,432
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$78,810
−HK$2,415/mo
Today · 4.125%
HK$81,225
baseline
▲ 0.50% · 4.625%
HK$86,168
+HK$4,943/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,450/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,030
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$87,311
−HK$2,313/mo
Today · 4.125%
HK$89,624
baseline
▲ 0.50% · 4.625%
HK$94,348
+HK$4,724/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,248/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,719
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,572
−HK$2,898/mo
Today · 4.125%
HK$97,470
baseline
▲ 0.50% · 4.625%
HK$103,401
+HK$5,931/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$194,940/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,036
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$104,773
−HK$2,776/mo
Today · 4.125%
HK$107,549
baseline
▲ 0.50% · 4.625%
HK$113,218
+HK$5,669/mo
Deposit HK$13.41M · loan HK$20.11M · min. income ≈ HK$215,098/mo (50% DSR)
Upfront cash ≈ HK$14.83M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,005
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$110,334
−HK$3,381/mo
Today · 4.125%
HK$113,715
baseline
▲ 0.50% · 4.625%
HK$120,635
+HK$6,920/mo
Deposit HK$10.06M · loan HK$23.46M · min. income ≈ HK$227,430/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,042
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$122,235
−HK$3,239/mo
Today · 4.125%
HK$125,474
baseline
▲ 0.50% · 4.625%
HK$132,088
+HK$6,614/mo
Deposit HK$10.06M · loan HK$23.46M · min. income ≈ HK$250,948/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,578
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$141,858
−HK$4,348/mo
Today · 4.125%
HK$146,206
baseline
▲ 0.50% · 4.625%
HK$155,102
+HK$8,896/mo
Deposit HK$3.35M · loan HK$30.17M · min. income ≈ HK$292,412/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,054
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$157,159
−HK$4,164/mo
Today · 4.125%
HK$161,323
baseline
▲ 0.50% · 4.625%
HK$169,827
+HK$8,504/mo
Deposit HK$3.35M · loan HK$30.17M · min. income ≈ HK$322,646/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,566 · Scale 2, in force from 26 Feb 2026)