LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,453
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,831
−HK$2,416/mo
Today · 4.125%
HK$81,247
baseline
▲ 0.50% · 4.625%
HK$86,191
+HK$4,944/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,494/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,053
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,334
−HK$2,314/mo
Today · 4.125%
HK$89,648
baseline
▲ 0.50% · 4.625%
HK$94,374
+HK$4,726/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,296/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,744
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,597
−HK$2,900/mo
Today · 4.125%
HK$97,497
baseline
▲ 0.50% · 4.625%
HK$103,429
+HK$5,932/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$194,994/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,064
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,801
−HK$2,777/mo
Today · 4.125%
HK$107,578
baseline
▲ 0.50% · 4.625%
HK$113,249
+HK$5,671/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$215,156/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,034
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$110,363
−HK$3,383/mo
Today · 4.125%
HK$113,746
baseline
▲ 0.50% · 4.625%
HK$120,667
+HK$6,921/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$227,492/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,074
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$122,268
−HK$3,240/mo
Today · 4.125%
HK$125,508
baseline
▲ 0.50% · 4.625%
HK$132,123
+HK$6,615/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$251,016/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,615
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,896
−HK$4,349/mo
Today · 4.125%
HK$146,245
baseline
▲ 0.50% · 4.625%
HK$155,144
+HK$8,899/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$292,490/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,096
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$157,202
−HK$4,165/mo
Today · 4.125%
HK$161,367
baseline
▲ 0.50% · 4.625%
HK$169,873
+HK$8,506/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$322,734/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,424,950 · Scale 2, in force from 26 Feb 2026)