LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,456
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,834
−HK$2,417/mo
Today · 4.125%
HK$81,251
baseline
▲ 0.50% · 4.625%
HK$86,194
+HK$4,943/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$162,502/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,057
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$87,338
−HK$2,314/mo
Today · 4.125%
HK$89,652
baseline
▲ 0.50% · 4.625%
HK$94,378
+HK$4,726/mo
Deposit HK$16.76M · loan HK$16.76M · min. income ≈ HK$179,304/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,747
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,601
−HK$2,900/mo
Today · 4.125%
HK$97,501
baseline
▲ 0.50% · 4.625%
HK$103,433
+HK$5,932/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$195,002/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,068
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$104,805
−HK$2,777/mo
Today · 4.125%
HK$107,582
baseline
▲ 0.50% · 4.625%
HK$113,253
+HK$5,671/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$215,164/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,039
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$110,368
−HK$3,383/mo
Today · 4.125%
HK$113,751
baseline
▲ 0.50% · 4.625%
HK$120,672
+HK$6,921/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$227,502/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,079
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$122,273
−HK$3,240/mo
Today · 4.125%
HK$125,513
baseline
▲ 0.50% · 4.625%
HK$132,129
+HK$6,616/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$251,026/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,621
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,902
−HK$4,349/mo
Today · 4.125%
HK$146,251
baseline
▲ 0.50% · 4.625%
HK$155,150
+HK$8,899/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$292,502/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,102
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,208
−HK$4,166/mo
Today · 4.125%
HK$161,374
baseline
▲ 0.50% · 4.625%
HK$169,880
+HK$8,506/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$322,748/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,009 · Scale 2, in force from 26 Feb 2026)