LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,459
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$78,837
−HK$2,416/mo
Today · 4.125%
HK$81,253
baseline
▲ 0.50% · 4.625%
HK$86,197
+HK$4,944/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,506/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,059
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,341
−HK$2,314/mo
Today · 4.125%
HK$89,655
baseline
▲ 0.50% · 4.625%
HK$94,381
+HK$4,726/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,310/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,750
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,604
−HK$2,900/mo
Today · 4.125%
HK$97,504
baseline
▲ 0.50% · 4.625%
HK$103,437
+HK$5,933/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$195,008/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,071
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,809
−HK$2,777/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$113,257
+HK$5,671/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,042
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$110,372
−HK$3,383/mo
Today · 4.125%
HK$113,755
baseline
▲ 0.50% · 4.625%
HK$120,676
+HK$6,921/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$227,510/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,083
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$122,277
−HK$3,240/mo
Today · 4.125%
HK$125,517
baseline
▲ 0.50% · 4.625%
HK$132,133
+HK$6,616/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$251,034/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,626
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,907
−HK$4,349/mo
Today · 4.125%
HK$146,256
baseline
▲ 0.50% · 4.625%
HK$155,155
+HK$8,899/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$292,512/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,107
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,213
−HK$4,166/mo
Today · 4.125%
HK$161,379
baseline
▲ 0.50% · 4.625%
HK$169,885
+HK$8,506/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$322,758/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,056 · Scale 2, in force from 26 Feb 2026)