LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,462
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,841
−HK$2,416/mo
Today · 4.125%
HK$81,257
baseline
▲ 0.50% · 4.625%
HK$86,201
+HK$4,944/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,514/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,063
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,345
−HK$2,314/mo
Today · 4.125%
HK$89,659
baseline
▲ 0.50% · 4.625%
HK$94,385
+HK$4,726/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,318/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,755
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$94,609
−HK$2,899/mo
Today · 4.125%
HK$97,508
baseline
▲ 0.50% · 4.625%
HK$103,442
+HK$5,934/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$195,016/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,076
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,814
−HK$2,777/mo
Today · 4.125%
HK$107,591
baseline
▲ 0.50% · 4.625%
HK$113,262
+HK$5,671/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$215,182/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,047
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$110,377
−HK$3,383/mo
Today · 4.125%
HK$113,760
baseline
▲ 0.50% · 4.625%
HK$120,682
+HK$6,922/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$227,520/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,089
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$122,283
−HK$3,240/mo
Today · 4.125%
HK$125,523
baseline
▲ 0.50% · 4.625%
HK$132,139
+HK$6,616/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$251,046/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,632
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$141,913
−HK$4,350/mo
Today · 4.125%
HK$146,263
baseline
▲ 0.50% · 4.625%
HK$155,162
+HK$8,899/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$292,526/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,114
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$157,221
−HK$4,165/mo
Today · 4.125%
HK$161,386
baseline
▲ 0.50% · 4.625%
HK$169,893
+HK$8,507/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$322,772/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,122 · Scale 2, in force from 26 Feb 2026)