LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,466
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$78,845
−HK$2,416/mo
Today · 4.125%
HK$81,261
baseline
▲ 0.50% · 4.625%
HK$86,206
+HK$4,945/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,522/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,068
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$87,349
−HK$2,315/mo
Today · 4.125%
HK$89,664
baseline
▲ 0.50% · 4.625%
HK$94,390
+HK$4,726/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,328/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,760
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$94,614
−HK$2,900/mo
Today · 4.125%
HK$97,514
baseline
▲ 0.50% · 4.625%
HK$103,447
+HK$5,933/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$195,028/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,082
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$104,819
−HK$2,778/mo
Today · 4.125%
HK$107,597
baseline
▲ 0.50% · 4.625%
HK$113,268
+HK$5,671/mo
Deposit HK$13.41M · loan HK$20.12M · min. income ≈ HK$215,194/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,053
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$110,383
−HK$3,383/mo
Today · 4.125%
HK$113,766
baseline
▲ 0.50% · 4.625%
HK$120,688
+HK$6,922/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$227,532/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,095
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$122,289
−HK$3,240/mo
Today · 4.125%
HK$125,529
baseline
▲ 0.50% · 4.625%
HK$132,146
+HK$6,617/mo
Deposit HK$10.06M · loan HK$23.47M · min. income ≈ HK$251,058/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,639
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$141,921
−HK$4,349/mo
Today · 4.125%
HK$146,270
baseline
▲ 0.50% · 4.625%
HK$155,171
+HK$8,901/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$292,540/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,122
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$157,229
−HK$4,166/mo
Today · 4.125%
HK$161,395
baseline
▲ 0.50% · 4.625%
HK$169,902
+HK$8,507/mo
Deposit HK$3.35M · loan HK$30.18M · min. income ≈ HK$322,790/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,198 · Scale 2, in force from 26 Feb 2026)