LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,479
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,858
−HK$2,417/mo
Today · 4.125%
HK$81,275
baseline
▲ 0.50% · 4.625%
HK$86,220
+HK$4,945/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,550/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,082
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,364
−HK$2,315/mo
Today · 4.125%
HK$89,679
baseline
▲ 0.50% · 4.625%
HK$94,406
+HK$4,727/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,358/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,775
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$94,629
−HK$2,901/mo
Today · 4.125%
HK$97,530
baseline
▲ 0.50% · 4.625%
HK$103,464
+HK$5,934/mo
Deposit HK$13.42M · loan HK$20.12M · min. income ≈ HK$195,060/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,098
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,837
−HK$2,777/mo
Today · 4.125%
HK$107,614
baseline
▲ 0.50% · 4.625%
HK$113,287
+HK$5,673/mo
Deposit HK$13.42M · loan HK$20.12M · min. income ≈ HK$215,228/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,070
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,401
−HK$3,384/mo
Today · 4.125%
HK$113,785
baseline
▲ 0.50% · 4.625%
HK$120,708
+HK$6,923/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,570/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,115
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$122,309
−HK$3,241/mo
Today · 4.125%
HK$125,550
baseline
▲ 0.50% · 4.625%
HK$132,168
+HK$6,618/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,100/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,662
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$141,944
−HK$4,351/mo
Today · 4.125%
HK$146,295
baseline
▲ 0.50% · 4.625%
HK$155,196
+HK$8,901/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,590/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,148
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$157,255
−HK$4,167/mo
Today · 4.125%
HK$161,422
baseline
▲ 0.50% · 4.625%
HK$169,930
+HK$8,508/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,844/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,434 · Scale 2, in force from 26 Feb 2026)