LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,484
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,863
−HK$2,418/mo
Today · 4.125%
HK$81,281
baseline
▲ 0.50% · 4.625%
HK$86,226
+HK$4,945/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,562/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,088
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,370
−HK$2,315/mo
Today · 4.125%
HK$89,685
baseline
▲ 0.50% · 4.625%
HK$94,412
+HK$4,727/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,370/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,781
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,636
−HK$2,901/mo
Today · 4.125%
HK$97,537
baseline
▲ 0.50% · 4.625%
HK$103,471
+HK$5,934/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,074/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,106
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$104,844
−HK$2,778/mo
Today · 4.125%
HK$107,622
baseline
▲ 0.50% · 4.625%
HK$113,295
+HK$5,673/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,244/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,078
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,409
−HK$3,384/mo
Today · 4.125%
HK$113,793
baseline
▲ 0.50% · 4.625%
HK$120,717
+HK$6,924/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,586/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,123
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,318
−HK$3,241/mo
Today · 4.125%
HK$125,559
baseline
▲ 0.50% · 4.625%
HK$132,177
+HK$6,618/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,118/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,672
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$141,954
−HK$4,351/mo
Today · 4.125%
HK$146,305
baseline
▲ 0.50% · 4.625%
HK$155,207
+HK$8,902/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,610/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,158
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$157,266
−HK$4,167/mo
Today · 4.125%
HK$161,433
baseline
▲ 0.50% · 4.625%
HK$169,942
+HK$8,509/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,866/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,534 · Scale 2, in force from 26 Feb 2026)