LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,488
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,867
−HK$2,417/mo
Today · 4.125%
HK$81,284
baseline
▲ 0.50% · 4.625%
HK$86,230
+HK$4,946/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,568/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,092
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,374
−HK$2,315/mo
Today · 4.125%
HK$89,689
baseline
▲ 0.50% · 4.625%
HK$94,417
+HK$4,728/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,378/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,785
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,640
−HK$2,901/mo
Today · 4.125%
HK$97,541
baseline
▲ 0.50% · 4.625%
HK$103,476
+HK$5,935/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,082/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,110
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,849
−HK$2,778/mo
Today · 4.125%
HK$107,627
baseline
▲ 0.50% · 4.625%
HK$113,300
+HK$5,673/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,254/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,083
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,414
−HK$3,384/mo
Today · 4.125%
HK$113,798
baseline
▲ 0.50% · 4.625%
HK$120,722
+HK$6,924/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,596/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,129
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,324
−HK$3,241/mo
Today · 4.125%
HK$125,565
baseline
▲ 0.50% · 4.625%
HK$132,184
+HK$6,619/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,130/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,678
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,961
−HK$4,351/mo
Today · 4.125%
HK$146,312
baseline
▲ 0.50% · 4.625%
HK$155,215
+HK$8,903/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,624/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,166
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$157,273
−HK$4,168/mo
Today · 4.125%
HK$161,441
baseline
▲ 0.50% · 4.625%
HK$169,950
+HK$8,509/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,882/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,601 · Scale 2, in force from 26 Feb 2026)