LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,489
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$78,868
−HK$2,417/mo
Today · 4.125%
HK$81,285
baseline
▲ 0.50% · 4.625%
HK$86,231
+HK$4,946/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,570/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,093
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$87,375
−HK$2,315/mo
Today · 4.125%
HK$89,690
baseline
▲ 0.50% · 4.625%
HK$94,418
+HK$4,728/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,380/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,786
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,641
−HK$2,901/mo
Today · 4.125%
HK$97,542
baseline
▲ 0.50% · 4.625%
HK$103,477
+HK$5,935/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,084/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,111
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,850
−HK$2,778/mo
Today · 4.125%
HK$107,628
baseline
▲ 0.50% · 4.625%
HK$113,301
+HK$5,673/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,256/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,084
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,415
−HK$3,384/mo
Today · 4.125%
HK$113,799
baseline
▲ 0.50% · 4.625%
HK$120,724
+HK$6,925/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,598/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,130
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,325
−HK$3,241/mo
Today · 4.125%
HK$125,566
baseline
▲ 0.50% · 4.625%
HK$132,185
+HK$6,619/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,132/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,679
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,962
−HK$4,351/mo
Today · 4.125%
HK$146,313
baseline
▲ 0.50% · 4.625%
HK$155,216
+HK$8,903/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,626/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,167
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$157,275
−HK$4,167/mo
Today · 4.125%
HK$161,442
baseline
▲ 0.50% · 4.625%
HK$169,952
+HK$8,510/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,884/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,614 · Scale 2, in force from 26 Feb 2026)