LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,495
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,875
−HK$2,417/mo
Today · 4.125%
HK$81,292
baseline
▲ 0.50% · 4.625%
HK$86,239
+HK$4,947/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,584/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,100
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,383
−HK$2,315/mo
Today · 4.125%
HK$89,698
baseline
▲ 0.50% · 4.625%
HK$94,426
+HK$4,728/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,396/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,795
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,650
−HK$2,901/mo
Today · 4.125%
HK$97,551
baseline
▲ 0.50% · 4.625%
HK$103,487
+HK$5,936/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,102/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,120
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,859
−HK$2,779/mo
Today · 4.125%
HK$107,638
baseline
▲ 0.50% · 4.625%
HK$113,311
+HK$5,673/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,276/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,094
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$110,425
−HK$3,384/mo
Today · 4.125%
HK$113,809
baseline
▲ 0.50% · 4.625%
HK$120,734
+HK$6,925/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,618/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,141
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$122,336
−HK$3,241/mo
Today · 4.125%
HK$125,577
baseline
▲ 0.50% · 4.625%
HK$132,197
+HK$6,620/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,154/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,692
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,975
−HK$4,351/mo
Today · 4.125%
HK$146,326
baseline
▲ 0.50% · 4.625%
HK$155,230
+HK$8,904/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,652/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,181
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,289
−HK$4,168/mo
Today · 4.125%
HK$161,457
baseline
▲ 0.50% · 4.625%
HK$169,967
+HK$8,510/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,914/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,742 · Scale 2, in force from 26 Feb 2026)