LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,496
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,875
−HK$2,418/mo
Today · 4.125%
HK$81,293
baseline
▲ 0.50% · 4.625%
HK$86,239
+HK$4,946/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,586/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,101
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,383
−HK$2,316/mo
Today · 4.125%
HK$89,699
baseline
▲ 0.50% · 4.625%
HK$94,427
+HK$4,728/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,398/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,795
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,650
−HK$2,901/mo
Today · 4.125%
HK$97,551
baseline
▲ 0.50% · 4.625%
HK$103,487
+HK$5,936/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,102/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,121
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$104,860
−HK$2,778/mo
Today · 4.125%
HK$107,638
baseline
▲ 0.50% · 4.625%
HK$113,312
+HK$5,674/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,276/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,094
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,425
−HK$3,385/mo
Today · 4.125%
HK$113,810
baseline
▲ 0.50% · 4.625%
HK$120,735
+HK$6,925/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,620/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,141
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,337
−HK$3,241/mo
Today · 4.125%
HK$125,578
baseline
▲ 0.50% · 4.625%
HK$132,197
+HK$6,619/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,156/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,693
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,976
−HK$4,351/mo
Today · 4.125%
HK$146,327
baseline
▲ 0.50% · 4.625%
HK$155,231
+HK$8,904/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,654/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,182
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$157,290
−HK$4,167/mo
Today · 4.125%
HK$161,457
baseline
▲ 0.50% · 4.625%
HK$169,968
+HK$8,511/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,914/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,750 · Scale 2, in force from 26 Feb 2026)