LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,500
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,879
−HK$2,418/mo
Today · 4.125%
HK$81,297
baseline
▲ 0.50% · 4.625%
HK$86,244
+HK$4,947/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$162,594/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,105
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,388
−HK$2,315/mo
Today · 4.125%
HK$89,703
baseline
▲ 0.50% · 4.625%
HK$94,432
+HK$4,729/mo
Deposit HK$16.77M · loan HK$16.77M · min. income ≈ HK$179,406/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,800
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$94,655
−HK$2,901/mo
Today · 4.125%
HK$97,556
baseline
▲ 0.50% · 4.625%
HK$103,492
+HK$5,936/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,112/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,126
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,865
−HK$2,779/mo
Today · 4.125%
HK$107,644
baseline
▲ 0.50% · 4.625%
HK$113,318
+HK$5,674/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,288/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,100
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,431
−HK$3,385/mo
Today · 4.125%
HK$113,816
baseline
▲ 0.50% · 4.625%
HK$120,741
+HK$6,925/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$227,632/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,147
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$122,343
−HK$3,241/mo
Today · 4.125%
HK$125,584
baseline
▲ 0.50% · 4.625%
HK$132,204
+HK$6,620/mo
Deposit HK$10.06M · loan HK$23.48M · min. income ≈ HK$251,168/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,699
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,983
−HK$4,351/mo
Today · 4.125%
HK$146,334
baseline
▲ 0.50% · 4.625%
HK$155,239
+HK$8,905/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$292,668/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,189
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$157,298
−HK$4,168/mo
Today · 4.125%
HK$161,466
baseline
▲ 0.50% · 4.625%
HK$169,977
+HK$8,511/mo
Deposit HK$3.35M · loan HK$30.19M · min. income ≈ HK$322,932/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,822 · Scale 2, in force from 26 Feb 2026)