LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,505
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$78,885
−HK$2,417/mo
Today · 4.125%
HK$81,302
baseline
▲ 0.50% · 4.625%
HK$86,249
+HK$4,947/mo
Deposit HK$16.78M · loan HK$16.78M · min. income ≈ HK$162,604/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,111
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$87,393
−HK$2,316/mo
Today · 4.125%
HK$89,709
baseline
▲ 0.50% · 4.625%
HK$94,438
+HK$4,729/mo
Deposit HK$16.78M · loan HK$16.78M · min. income ≈ HK$179,418/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,806
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$94,661
−HK$2,902/mo
Today · 4.125%
HK$97,563
baseline
▲ 0.50% · 4.625%
HK$103,499
+HK$5,936/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,126/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,133
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,872
−HK$2,779/mo
Today · 4.125%
HK$107,651
baseline
▲ 0.50% · 4.625%
HK$113,325
+HK$5,674/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,302/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,107
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$110,438
−HK$3,385/mo
Today · 4.125%
HK$113,823
baseline
▲ 0.50% · 4.625%
HK$120,749
+HK$6,926/mo
Deposit HK$10.07M · loan HK$23.49M · min. income ≈ HK$227,646/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,155
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$122,351
−HK$3,242/mo
Today · 4.125%
HK$125,593
baseline
▲ 0.50% · 4.625%
HK$132,213
+HK$6,620/mo
Deposit HK$10.07M · loan HK$23.49M · min. income ≈ HK$251,186/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,709
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,992
−HK$4,352/mo
Today · 4.125%
HK$146,344
baseline
▲ 0.50% · 4.625%
HK$155,249
+HK$8,905/mo
Deposit HK$3.36M · loan HK$30.20M · min. income ≈ HK$292,688/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,200
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,308
−HK$4,168/mo
Today · 4.125%
HK$161,476
baseline
▲ 0.50% · 4.625%
HK$169,988
+HK$8,512/mo
Deposit HK$3.36M · loan HK$30.20M · min. income ≈ HK$322,952/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,425,917 · Scale 2, in force from 26 Feb 2026)