LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,512
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$78,892
−HK$2,418/mo
Today · 4.125%
HK$81,310
baseline
▲ 0.50% · 4.625%
HK$86,258
+HK$4,948/mo
Deposit HK$16.78M · loan HK$16.78M · min. income ≈ HK$162,620/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,119
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$87,402
−HK$2,316/mo
Today · 4.125%
HK$89,718
baseline
▲ 0.50% · 4.625%
HK$94,447
+HK$4,729/mo
Deposit HK$16.78M · loan HK$16.78M · min. income ≈ HK$179,436/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,814
−HK$5,758/mo
▼ 0.25% · 3.875%
HK$94,670
−HK$2,902/mo
Today · 4.125%
HK$97,572
baseline
▲ 0.50% · 4.625%
HK$103,509
+HK$5,937/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$195,144/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,143
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$104,882
−HK$2,779/mo
Today · 4.125%
HK$107,661
baseline
▲ 0.50% · 4.625%
HK$113,336
+HK$5,675/mo
Deposit HK$13.42M · loan HK$20.13M · min. income ≈ HK$215,322/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,117
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$110,449
−HK$3,385/mo
Today · 4.125%
HK$113,834
baseline
▲ 0.50% · 4.625%
HK$120,761
+HK$6,927/mo
Deposit HK$10.07M · loan HK$23.49M · min. income ≈ HK$227,668/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,166
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$122,362
−HK$3,243/mo
Today · 4.125%
HK$125,605
baseline
▲ 0.50% · 4.625%
HK$132,225
+HK$6,620/mo
Deposit HK$10.07M · loan HK$23.49M · min. income ≈ HK$251,210/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,722
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$142,006
−HK$4,352/mo
Today · 4.125%
HK$146,358
baseline
▲ 0.50% · 4.625%
HK$155,264
+HK$8,906/mo
Deposit HK$3.36M · loan HK$30.20M · min. income ≈ HK$292,716/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,214
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$157,323
−HK$4,169/mo
Today · 4.125%
HK$161,492
baseline
▲ 0.50% · 4.625%
HK$170,004
+HK$8,512/mo
Deposit HK$3.36M · loan HK$30.20M · min. income ≈ HK$322,984/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,051 · Scale 2, in force from 26 Feb 2026)