LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,551
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,932
−HK$2,420/mo
Today · 4.125%
HK$81,352
baseline
▲ 0.50% · 4.625%
HK$86,302
+HK$4,950/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,704/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,162
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,446
−HK$2,317/mo
Today · 4.125%
HK$89,763
baseline
▲ 0.50% · 4.625%
HK$94,495
+HK$4,732/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,526/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,861
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,719
−HK$2,903/mo
Today · 4.125%
HK$97,622
baseline
▲ 0.50% · 4.625%
HK$103,562
+HK$5,940/mo
Deposit HK$13.43M · loan HK$20.14M · min. income ≈ HK$195,244/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,195
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$104,936
−HK$2,780/mo
Today · 4.125%
HK$107,716
baseline
▲ 0.50% · 4.625%
HK$113,394
+HK$5,678/mo
Deposit HK$13.43M · loan HK$20.14M · min. income ≈ HK$215,432/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,172
−HK$6,720/mo
▼ 0.25% · 3.875%
HK$110,505
−HK$3,387/mo
Today · 4.125%
HK$113,892
baseline
▲ 0.50% · 4.625%
HK$120,822
+HK$6,930/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$227,784/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,227
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,425
−HK$3,244/mo
Today · 4.125%
HK$125,669
baseline
▲ 0.50% · 4.625%
HK$132,293
+HK$6,624/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$251,338/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,792
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,078
−HK$4,355/mo
Today · 4.125%
HK$146,433
baseline
▲ 0.50% · 4.625%
HK$155,343
+HK$8,910/mo
Deposit HK$3.36M · loan HK$30.21M · min. income ≈ HK$292,866/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,292
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,403
−HK$4,171/mo
Today · 4.125%
HK$161,574
baseline
▲ 0.50% · 4.625%
HK$170,091
+HK$8,517/mo
Deposit HK$3.36M · loan HK$30.21M · min. income ≈ HK$323,148/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,779 · Scale 2, in force from 26 Feb 2026)