LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,558
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,940
−HK$2,419/mo
Today · 4.125%
HK$81,359
baseline
▲ 0.50% · 4.625%
HK$86,310
+HK$4,951/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,718/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,170
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,455
−HK$2,317/mo
Today · 4.125%
HK$89,772
baseline
▲ 0.50% · 4.625%
HK$94,504
+HK$4,732/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,544/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,870
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,728
−HK$2,903/mo
Today · 4.125%
HK$97,631
baseline
▲ 0.50% · 4.625%
HK$103,572
+HK$5,941/mo
Deposit HK$13.43M · loan HK$20.14M · min. income ≈ HK$195,262/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,204
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,945
−HK$2,781/mo
Today · 4.125%
HK$107,726
baseline
▲ 0.50% · 4.625%
HK$113,405
+HK$5,679/mo
Deposit HK$13.43M · loan HK$20.14M · min. income ≈ HK$215,452/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,182
−HK$6,721/mo
▼ 0.25% · 3.875%
HK$110,516
−HK$3,387/mo
Today · 4.125%
HK$113,903
baseline
▲ 0.50% · 4.625%
HK$120,834
+HK$6,931/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$227,806/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,238
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$122,436
−HK$3,245/mo
Today · 4.125%
HK$125,681
baseline
▲ 0.50% · 4.625%
HK$132,305
+HK$6,624/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$251,362/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,805
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$142,091
−HK$4,356/mo
Today · 4.125%
HK$146,447
baseline
▲ 0.50% · 4.625%
HK$155,357
+HK$8,910/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$292,894/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,307
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,418
−HK$4,171/mo
Today · 4.125%
HK$161,589
baseline
▲ 0.50% · 4.625%
HK$170,107
+HK$8,518/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$323,178/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,914 · Scale 2, in force from 26 Feb 2026)