LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,561
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,943
−HK$2,419/mo
Today · 4.125%
HK$81,362
baseline
▲ 0.50% · 4.625%
HK$86,313
+HK$4,951/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,724/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,173
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,458
−HK$2,317/mo
Today · 4.125%
HK$89,775
baseline
▲ 0.50% · 4.625%
HK$94,507
+HK$4,732/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,550/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,873
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,731
−HK$2,904/mo
Today · 4.125%
HK$97,635
baseline
▲ 0.50% · 4.625%
HK$103,575
+HK$5,940/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,270/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,208
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,949
−HK$2,781/mo
Today · 4.125%
HK$107,730
baseline
▲ 0.50% · 4.625%
HK$113,409
+HK$5,679/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,460/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,185
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$110,520
−HK$3,387/mo
Today · 4.125%
HK$113,907
baseline
▲ 0.50% · 4.625%
HK$120,838
+HK$6,931/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$227,814/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,243
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,441
−HK$3,244/mo
Today · 4.125%
HK$125,685
baseline
▲ 0.50% · 4.625%
HK$132,310
+HK$6,625/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$251,370/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,810
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$142,097
−HK$4,355/mo
Today · 4.125%
HK$146,452
baseline
▲ 0.50% · 4.625%
HK$155,363
+HK$8,911/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$292,904/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,312
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$157,424
−HK$4,171/mo
Today · 4.125%
HK$161,595
baseline
▲ 0.50% · 4.625%
HK$170,113
+HK$8,518/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$323,190/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,426,965 · Scale 2, in force from 26 Feb 2026)