LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,563
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,945
−HK$2,419/mo
Today · 4.125%
HK$81,364
baseline
▲ 0.50% · 4.625%
HK$86,315
+HK$4,951/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,728/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,176
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$87,460
−HK$2,317/mo
Today · 4.125%
HK$89,777
baseline
▲ 0.50% · 4.625%
HK$94,510
+HK$4,733/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,554/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,876
−HK$5,761/mo
▼ 0.25% · 3.875%
HK$94,734
−HK$2,903/mo
Today · 4.125%
HK$97,637
baseline
▲ 0.50% · 4.625%
HK$103,578
+HK$5,941/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,274/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,211
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,952
−HK$2,781/mo
Today · 4.125%
HK$107,733
baseline
▲ 0.50% · 4.625%
HK$113,412
+HK$5,679/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,466/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,188
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$110,522
−HK$3,388/mo
Today · 4.125%
HK$113,910
baseline
▲ 0.50% · 4.625%
HK$120,841
+HK$6,931/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$227,820/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,246
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$122,444
−HK$3,244/mo
Today · 4.125%
HK$125,688
baseline
▲ 0.50% · 4.625%
HK$132,314
+HK$6,626/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$251,376/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,814
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$142,100
−HK$4,356/mo
Today · 4.125%
HK$146,456
baseline
▲ 0.50% · 4.625%
HK$155,367
+HK$8,911/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$292,912/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,316
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$157,428
−HK$4,171/mo
Today · 4.125%
HK$161,599
baseline
▲ 0.50% · 4.625%
HK$170,118
+HK$8,519/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$323,198/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,427,003 · Scale 2, in force from 26 Feb 2026)