LTV · monthly repayment
▼ 0.50% · 3.625%
HK$76,567
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$78,949
−HK$2,419/mo
Today · 4.125%
HK$81,368
baseline
▲ 0.50% · 4.625%
HK$86,319
+HK$4,951/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$162,736/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,180
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$87,464
−HK$2,318/mo
Today · 4.125%
HK$89,782
baseline
▲ 0.50% · 4.625%
HK$94,514
+HK$4,732/mo
Deposit HK$16.79M · loan HK$16.79M · min. income ≈ HK$179,564/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,880
−HK$5,762/mo
▼ 0.25% · 3.875%
HK$94,738
−HK$2,904/mo
Today · 4.125%
HK$97,642
baseline
▲ 0.50% · 4.625%
HK$103,583
+HK$5,941/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$195,284/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,216
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$104,957
−HK$2,781/mo
Today · 4.125%
HK$107,738
baseline
▲ 0.50% · 4.625%
HK$113,417
+HK$5,679/mo
Deposit HK$13.43M · loan HK$20.15M · min. income ≈ HK$215,476/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,194
−HK$6,722/mo
▼ 0.25% · 3.875%
HK$110,528
−HK$3,388/mo
Today · 4.125%
HK$113,916
baseline
▲ 0.50% · 4.625%
HK$120,847
+HK$6,931/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$227,832/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,252
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$122,450
−HK$3,245/mo
Today · 4.125%
HK$125,695
baseline
▲ 0.50% · 4.625%
HK$132,320
+HK$6,625/mo
Deposit HK$10.07M · loan HK$23.50M · min. income ≈ HK$251,390/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,820
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$142,107
−HK$4,356/mo
Today · 4.125%
HK$146,463
baseline
▲ 0.50% · 4.625%
HK$155,375
+HK$8,912/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$292,926/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,324
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$157,436
−HK$4,172/mo
Today · 4.125%
HK$161,608
baseline
▲ 0.50% · 4.625%
HK$170,126
+HK$8,518/mo
Deposit HK$3.36M · loan HK$30.22M · min. income ≈ HK$323,216/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$1,427,074 · Scale 2, in force from 26 Feb 2026)